It is not easy to plan for a future financially. When I first met with my financial planner, and I looked at the cursor at 65 for retirement - I asked if he could moved it down to 55 or 60 and he laughed.

For someone who just started to understand my finances, my anxiety levels increase when I think about the future. There is still a lot of learning to take place.

On the other hand, I think life is so unpredictable. I thought I was in great health until a recent diagnosis. Although I think I will beat this, it makes me want to just live well now without too much worry about the future that I may not even live to see. :(